SBA Microloan Lenders in Wisconsin (2026 List)
There are 5 SBA-approved microloan intermediaries lending in Wisconsin. The SBA does not lend directly — it funds these organizations, and each one makes its own loans and its own decisions.
SBA microloans run up to $50,000, with an average around $13,000 and terms up to seven years. They are designed for businesses banks turn down: new companies, thin credit files, and owners who need working capital, equipment or inventory rather than property. Because each intermediary sets its own criteria, it is worth approaching more than one of the Wisconsin lenders below.
Every lender on this list asks for the same core documents: a written business plan, financial projections, a clear statement of what the money is for, and your credit history. The plan is where most applications stall.
Wisconsin
Advocap, Inc
Northwest Wisconsin Regional Planning Commission
1400 S. River Street Spooner, WI 54801nwrpc.comCAP Services, Inc
2900 Hoover Road, Suite A Stevens Point, WI 54481715-343-7100First American Capital Corp
Wisconsin Women’s Business Initiative Corporation
The business plan every one of them will ask for
Whichever Wisconsin lender you approach, the application asks for a business plan with financial projections. We write SBA-ready plans built for microloan applications.

