SBA Microloan Lenders in Maine (2026 List)
There are 4 SBA-approved microloan intermediaries lending in Maine. The SBA does not lend directly — it funds these organizations, and each one makes its own loans and its own decisions.
SBA microloans run up to $50,000, with an average around $13,000 and terms up to seven years. They are designed for businesses banks turn down: new companies, thin credit files, and owners who need working capital, equipment or inventory rather than property. Because each intermediary sets its own criteria, it is worth approaching more than one of the Maine lenders below.
Every lender on this list asks for the same core documents: a written business plan, financial projections, a clear statement of what the money is for, and your credit history. The plan is where most applications stall.
Maine
Northern Maine Development Commission
302 South Main Street Caribou, ME 04736207-498-8736Community Concepts Finance Corporation aka Community Concepts Inc.
19 Market Square South Paris, ME 04281207-743-7716Coastal Enterprises Inc.
30 Federal St. Brunswick, ME 04011207-882-7552Androscoggin Valley Council of Governments
125 Manley Road Auburn, ME 04210207-783-9186
The business plan every one of them will ask for
Whichever Maine lender you approach, the application asks for a business plan with financial projections. We write SBA-ready plans built for microloan applications.
