SBA Microloan Lenders in Virginia (2026 List)
There are 9 SBA-approved microloan intermediaries lending in Virginia. The SBA does not lend directly — it funds these organizations, and each one makes its own loans and its own decisions.
SBA microloans run up to $50,000, with an average around $13,000 and terms up to seven years. They are designed for businesses banks turn down: new companies, thin credit files, and owners who need working capital, equipment or inventory rather than property. Because each intermediary sets its own criteria, it is worth approaching more than one of the Virginia lenders below.
Every lender on this list asks for the same core documents: a written business plan, financial projections, a clear statement of what the money is for, and your credit history. The plan is where most applications stall.
Virginia
Shenandoah Community Capital Fund
Community Business Partnership, Inc.
6564 Loisdale Road, Suite 600 Springfield, VA 22150703-768-1440Community Investment Collaborative
Ascendus Inc.
People Incorporated Financial Services
1173 West Main St. Abingdon, VA 24210276-619-2239The Washington Area Community Investment Fund
Life Asset Inc.
2448A 18th Street NW Washington, DC 20009Latino Economic Development Corp.
1401 Columbia Rd., NW, Unit C-1 Washington, DC 20009202-588-5102ECDC Enterprise Development Group
The business plan every one of them will ask for
Whichever Virginia lender you approach, the application asks for a business plan with financial projections. We write SBA-ready plans built for microloan applications.
