SBA Microloan Lenders in Alaska (2026 List)
There are 2 SBA-approved microloan intermediaries lending in Alaska. The SBA does not lend directly — it funds these organizations, and each one makes its own loans and its own decisions.
SBA microloans run up to $50,000, with an average around $13,000 and terms up to seven years. They are designed for businesses banks turn down: new companies, thin credit files, and owners who need working capital, equipment or inventory rather than property. Because each intermediary sets its own criteria, it is worth approaching more than one of the Alaska lenders below.
Every lender on this list asks for the same core documents: a written business plan, financial projections, a clear statement of what the money is for, and your credit history. The plan is where most applications stall.
Alaska
Spruce Root, Inc.
Seattle Economic Development Fund (dba: Business Impact Northwest)
1437 South Jackson, Ste 201 Seattle, WA 98144206-324-4330
The business plan every one of them will ask for
Whichever Alaska lender you approach, the application asks for a business plan with financial projections. We write SBA-ready plans built for microloan applications.

