SBA Microloan Lenders in Kansas (2026 List)
There are 4 SBA-approved microloan intermediaries lending in Kansas. The SBA does not lend directly — it funds these organizations, and each one makes its own loans and its own decisions.
SBA microloans run up to $50,000, with an average around $13,000 and terms up to seven years. They are designed for businesses banks turn down: new companies, thin credit files, and owners who need working capital, equipment or inventory rather than property. Because each intermediary sets its own criteria, it is worth approaching more than one of the Kansas lenders below.
Every lender on this list asks for the same core documents: a written business plan, financial projections, a clear statement of what the money is for, and your credit history. The plan is where most applications stall.
Kansas
West Central Community Development Corporation
AltCap
3200 Wayne Avenue Kansas City, MO 64109South Central Kansas Economic Development District Inc.
9730 E. 50th Street North Bel Aire, KS 67226316-262-7035Justine Petersen Housing & Reinvestment Corporation
The business plan every one of them will ask for
Whichever Kansas lender you approach, the application asks for a business plan with financial projections. We write SBA-ready plans built for microloan applications.

