Contact Kanawha Institute for Social Research & Action (KISRA)
- Address
- 131 Perkins Avenue Dunbar, WV 25064
- Phone
- 304-768-8924
- Website
- kisra.org
- [email protected]
Where they lend
Kanawha Institute for Social Research & Action (KISRA) is an SBA-approved microloan intermediary serving West Virginia.
What an SBA microloan is
The SBA does not lend directly. It funds intermediaries like Kanawha Institute for Social Research & Action (KISRA), who lend up to $50,000 to small businesses and start-ups that banks usually turn down. The average loan is around $13,000, terms run up to seven years, and decisions rest with the intermediary rather than the SBA.
Almost every intermediary asks for the same things: a written business plan, financial projections, what the money is for, and your credit history. The plan is where most applications stall.
Before you apply
Kanawha Institute for Social Research & Action (KISRA) will ask for a business plan with your application. We write SBA-ready plans built for microloan applications, with the financial projections lenders expect.
